At a glance: The current single-family conforming loan limit for most counties in Washington State is $766.550 (an increase over the 2023 cap of $726,200. In the more expensive Seattle-area counties of King, Pierce, and Snohomish, the single-family loan limit has stayed the same to $977,500 for 2024.
Conforming and FHA loans (King, Pierce, Snohomish)
One Unit: $977,500
Two Unit: $1,251,400
Three Unit: $1,512,650
Four Unit: $1,879,850
Conforming loans (outside of King, Pierce, Snohomish):
*One Unit: $766,500
*Two Unit: $981,500
*Three Unit: $1,186,350
*Four Unit: $1,474,400
FHA loans (outside of King, Pierce, Snohomish):
*Contact me and I'll give you the specific FHA limit to the county you want to buy in.
Thanks!
Ryan Niles
"Ryan and his team are top notch professionals. As new first time home buyers Ryan and his team explained all the things we needed to do to get our mortgage. They answered all of our questions and was available even after closing hours. Great experience and would highly recommend him and his team to anyone else purchasing a home and needing a loan. Thanks Ryan, you Rock!"
starjohv7
"Ryan and David were fantastic to work with -- they really know their stuff and it shows. It's been eye-opening to talk with my friends about buying in this market. They can't imagine being able to afford it, but with the right financial strategy, we could. So grateful that it worked out. "
db34768
"Ryan has been doing this a long time and it shows. He offers multiple different strategies depending on market conditions, walks you through the pros and cons of each and then gives you his recommendation. He answers any questions and works around your schedule. Couldn’t ask for a better lender ."
zac petersen